Debt

According to the Fair Debt Collection Practices Act, a "debt" means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment.

Debts include, but are not limited to:

• Credit Cards

• Personal Loans

• Home Loans, Mortgages and Home Equity Loans

• Car, Boat, Motorcycle Loans

• Retail Loans (e.g., furniture, appliances, etc.)

• Alimony and Child Support

• Contracts for Services