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Terms
of Use
Welcome
to Debt Consolidation Index.
Please review the following terms and conditions that govern your
use of this Web site (Site).
These terms and conditions (including all documents referenced
herein) represent the entire understanding between you and Debt
Consolidation Index and supersede any prior statements or representations.
By accessing any areas of Debt Consolidation Index, users (Users)
agree to be legally bound and to abide by the terms and conditions set
forth below.
Mind Like Water, Inc.
owns and operates Debt Consolidation Index.
Any references herein to mindlikewater.com shall be deemed to
refer to mindlikewater. com and/or Mind Like Water, Inc.,
as applicable under the circumstances.
TRADEMARKS
All trademarks, product names, and company names and logos appearing on
debtconsolidationindex.com are the property of their respective owners.
COPYRIGHTS
All materials on this Site, including text,
graphics, images, logos, illustrations, designs, icons, photographs,
video clips, and audio clips (collectively, the Content), are the
property of their respective copyright owners, and are protected by U.S.
and International copyright laws. The
compilation (meaning the collection, arrangement, and assembly) of all
Content on this Site is the exclusive property of Mind Like Water, Inc. and
is protected by U.S. and International copyright laws.
All software used on this Site is the property of
Mind Like Water, Inc. and is protected by U.S.
and International copyright laws.
USER
COMMENTS AND CONTRIBUTIONS
Debt Consolidation Index enables Users to post comments, feedback, suggestions
and ideas (Comments) on our Site.
If you post Comments on the Site, you grant Debt Consolidation
Index a
non-exclusive, royalty-free, and perpetual right to use, reproduce,
publish, translate, and display such Comments throughout the world in
any media. You also grant Debt Consolidation Index the right to use the
name (if any) that you submit with any Comment, in connection with such
Comment.
The User will retain the copyright to any Comments posted.
We
also solicit original written, visual and audio contributions from Users
to be published on the Site. If
you submit an original Contribution to the Site and Debt Consolidation
Index
publishes the Contribution on the Site, you grant Debt Consolidation
Index a
non-exclusive, royalty-free, and perpetual right to use, reproduce,
publish, translate, and display such Contributions throughout the world
in any media. You also grant Debt Consolidation Index the right to use
the name (if any) that you submit with any Comment, in connection with
such Comment.
The User will retain the copyright to any Contributions
submitted.
You
agree that no Comments or Contributions submitted by you to the Site
will violate any right of any third party, including copyright,
trademark, privacy or other personal or proprietary right(s).
You further agree that no Comments or Contributions submitted by
you to the Site will be or contain libelous or otherwise unlawful,
abusive or obscene material. You
are and shall remain solely responsible for the content of any Comments
or Contributions you submit.
Debt Consolidation Index
is and shall be under no obligation to (1) maintain any Comments or
Contributions in confidence, (2) pay to User any compensation for any
Comments or Contributions, or (3) respond to any Comments or publish any
Contributions.
Debt Consolidation Index
does not receive compensation for any Comments or Contributions
submitted to us except in the following indirect way: we do place links
to web sites that we are affiliates with on occasional web pages.
For example, we might have a link to a merchant such as Amazon.com on a
web page that contains a book review. If a visitor to our web site
used that link to visit the merchant, we could (depending on the terms
of agreement with the affiliate) receive payment for that activated link
or a percent of the visitor's purchase on the merchant's web site.
If a User objects to Debt Consolidation Index associating any affiliate links
with their contribution, they should contact us at the address provided
in the paragraph OUR ADDRESS below. We will respect
such requests.
TRADEMARK
AND COPYRIGHT COMPLAINTS
Debt Consolidation Index respects the intellectual property of others.
If you believe that your work has been copied in any way that
constitutes trademark or copyright infringement, you may (in accordance
with the Digital Millennium Copyright Act) submit a formal Notice of
Trademark or Copyright Infringement to Mind Like Water, Inc.
The notice should contain the following information:
-
An electronic or physical
signature of the person authorized to act on behalf of the owner of
the copyright interest;
-
A description of the trademark
or copyrighted work that you claim has been infringed upon;
-
A description of where the
material that you claim is infringing is located on the Site;
-
Your address, telephone number,
and e-mail address;
-
A statement by you that you
have a good-faith belief that the disputed use is not authorized by
the trademark or copyright owner, its agent, or the law;
-
A statement by you, made under
penalty of perjury, that the above information in your notice is
accurate and that you are the trademark or copyright owner or
authorized to act on the trademark or copyright owners behalf.
Notice
of Trademark or Copyright Infringement can be sent to our Copyright
Agent Diane Faile at the address provided in the paragraph OUR
ADDRESS below.
USE
OF SITE
The Content on our Site, and the Site as a whole, is intended solely for
personal, noncommercial use by the Users of our Site.
You may download or copy the Content and other downloadable
materials displayed on the Site for your personal use only. No right, title or interest in any downloadable materials is
transferred to you as a result of any such downloading or copying.
You may not reproduce (except as noted above), duplicate, copy,
publish, transmit, distribute, display, perform, modify, create
derivative works from, sell or participate in any sale of, resell, or
exploit in any way (including for any commercial purpose), in whole or
in part, any of the Content on the Site, or the Site, unless expressly
permitted by Debt Consolidation Index.
USAGE
BY CHILDREN UNDER 13
Debt Consolidation Index
and Mind Like Water, Inc. requires that all purchases on this Site be made
by individuals 13 years of age or older.
EACH TIME YOU PURCHASE A PRODUCT OR SERVICE AT
debtconsolidationindex.com, YOU ARE REPRESENTING TO Debt Consolidation
Index AND Mind Like Water, Inc.
THAT YOU ARE AN INDIVIDUAL 13 YEARS OF AGE OR OLDER.
EACH TIME YOU SUBMIT ORIGINAL CONTENT TO Debt Consolidation Index, YOU ARE
REPRESENTING TO Debt Consolidation Index THAT YOU ARE AN INDIVIDUAL 13 YEARS OF
AGE OR OLDER.
debtconsolidationindex.com requires that all registrants for contests sponsored or co-sponsored by
debtconsolidationindex.com be individuals 13 years of age or older.
EACH TIME YOU REGISTER FOR A CONTEST SPONSORED OR CO-SPONSORED BY
debtconsolidationindex.com, YOU ARE REPRESENTING TO
debtconsolidationindex.com and Mind Like Water, Inc. THAT YOU
ARE AN INDIVIDUAL 13 YEARS OF AGE OR OLDER.
PRIVACY
POLICY
In accordance with the terms of Debt Consolidation Index's Privacy
Policy, Debt Consolidation Index respects the privacy of its Users.
DISCLAIMER
User expressly agrees that use of Debt Consolidation Index is at Users sole
risk. Neither Debt
Consolidation Index,
nor any of its officers, directors, third-party content providers,
merchants, sponsors, or the like, warrants that Debt Consolidation Index will be uninterrupted or error-free; nor does it make any warranty as to
the results that may be obtained from the use of the Site, or as to the
accuracy, reliability, or currency of any information, content, service,
or merchandise provided through Debt Consolidation Index.
THIS
SITE IS PROVIDED BY Debt Consolidation Index ON AN AS IS AND AS
AVAILABLE BASIS. Debt
Consolidation Index
MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESSED OR
IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT,
MATERIALS, PRODUCTS, OR SERVICES INCLUDED ON THIS SITE.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Debt
Consolidation Index
DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT
LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A
PARTICULAR PURPOSE. Debt Consolidation Index WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF
THIS SITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL,
PUNITIVE, AND CONSEQUENTIAL DAMAGES.
NO ORAL OR WRITTEN ADVICE OR INFORMATION GIVEN BY Debt
Consolidation Index
OR MIND LIKE WATER INC., ITS OFFICERS, DIRECTORS, THIRD-PARTY CONTENT
PROVIDERS, MERCHANTS, SPONSORS, OR THE LIKE SHALL CREATE A WARRANTY; NOR
SHALL USER RELY ON ANY SUCH ADVICE OR INFORMATION.
Under
no circumstances shall Debt Consolidation Index or any other party involved in
creating, producing, or distributing Debt Consolidation Index (including its
officers, directors, third-party content providers, merchants, sponsors,
or the like) be liable for any direct, indirect, incidental, special, or
consequential damages that result from the use of or inability to use
Debt Consolidation Index, including but not limited to reliance by a User on
any information obtained from Debt Consolidation Index or that result from
mistakes, omissions, interruptions, deletion of files or e-mails,
errors, defects, viruses, delays in operation or transmission, or any
failure of performance, whether or not resulting from acts of God,
communications failure, theft, destruction, or unauthorized access to
Debt Consolidation Index
records, programs, or services.
User hereby acknowledges that this paragraph shall apply to all
Content, merchandise, and services available through Debt Consolidation
Index.
Because some states do not allow the exclusion or limitation of
liability for consequential or incidental damages, in such states
liability is limited to the fullest extent permitted by law.
THIRD-PARTY
CONTENT
The opinions, advice, statements, services, offers, or other information
expressed or made available on the Site are solely those of the
respective author(s) and do not necessarily reflect the views of Debt
Consolidation Index
or Mind Like Water, Inc. (including its officers and
directors). Neither
Mind Like Water, Inc., nor any of its officers, directors, third-party
content providers, merchants, sponsors, or the like, guarantees the
accuracy, completeness, or usefulness of any Content, nor its
merchantability or fitness for any particular purpose.
This
Site contains links to external sites on the Internet that are owned and
operated by third-party vendors and other third parties.
You acknowledge that both DebtConsolidationIndex.com and Mind
Like Water, Inc. are not responsible for the availability of or the content located on or
through any of these sites. Any
concerns regarding any such service or resource, or any link thereto,
should be directed to the particular outside service or resource.
SEVERABILITY
The provisions of these Terms of Use are intended to be severable.
If for any reason any provision of these Terms of Use shall be
held invalid or unenforceable in whole or in part in any jurisdiction,
such provision shall, as to such jurisdiction, be ineffective to the
extent of such invalidity or unenforceability without in any manner
affecting the validity or enforceability thereof in any other
jurisdiction or the remaining provisions hereof in any jurisdiction.
APPLICABLE
LAW
This Site is created and controlled by Mind Like Water, Inc.
in the State of Kansas. As
such, the laws of the State of Kansas will govern these disclaimers,
terms, and conditions, without giving effect to any principles of
conflicts of laws. Debt
Consolidation Index
reserves the right to make any changes to its Site and these
disclaimers, terms, and conditions at any time.
User hereby irrevocably and unconditionally consents to submit to
the exclusive jurisdiction of the courts of the State of Kansas and of
the United States of America located in the State of Kansas for any
litigation arising out of or relating to use of or purchase made through
Debt Consolidation Index
(and agrees not to commence any litigation relating thereto except in
such courts), waives any objection to the laying of venue of any such
litigation in the Kansas Courts, and agrees not to plead or claim in any
Kansas Court that such litigation brought therein has been brought in an
inconvenient forum.
OUR
ADDRESS
Debt Consolidation Index
Mind Like Water, Inc.
7419 Metcalf Ave., #321
Overland Park, KS 66204
Phone: 913-381-4520
FAX: 240-368-5664
E-mail: info@mind-like-water.com
URL: http://www.mindlikewater.com
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